क्या आप भी Groww App पर invest/trade कर रहे हैं और हर महीने कुछ hidden charges से परेशान हैं? अगर हाँ, तो यह ब्लॉग आपकी जेब बचाने वाला है।
एक simple tweak से आप Groww App की कुछ major trading charges से बच सकते हैं – और 90% लोग अभी तक इसे नहीं जानते।
Why Most Beginners Lose Money Without Realizing It
जब आप Groww जैसे apps पर invest करते हैं, तो आपके पैसे सिर्फ market में नहीं, hidden charges में भी जाते हैं:
- STT, GST, SEBI Fees – expected हैं
- AMC (Annual Maintenance Charges) – mostly ignored
- DP Charges on delivery trades – most users unaware
यह छोटी fees लंबी अवधि में हजारों का नुकसान बन जाती है।
Comparison: Groww vs Other Platforms (Zerodha, Upstox)
- Groww: ₹20 per order brokerage (flat) + DP charge ₹13.5 per ISIN
- Zerodha: ₹0 for delivery but ₹20 per intraday order
- Upstox: Similar to Groww but lower AMC if inactive
Secret: Most of these charges can be avoided with smart strategy – not platform switching.
Here’s the Trick: How to Avoid Most Charges on Groww
1. Avoid Delivery Trades Too Frequently
हर बार जब आप delivery trade करते हैं, Groww DP charges apply करता है – ₹13.5 per stock, not per trade!
- Same stock multiple times = multiple DP charges
- Solution: Use bulk buy once per stock
2. Use Intraday Smartly (But Only If You Understand Risk)
Groww doesn’t charge DP fees on intraday trades, so if used carefully, it can reduce net cost.
3. Switch to Quarterly Holding if Long-Term Investor
- Hold only 1–2 stocks long term
- Minimize portfolio reshuffling to avoid ISIN duplication charges
4. Deactivate Unused Segments
Not doing options/futures? Request deactivation to avoid segment fees from brokers.
Myth Busted: “Groww is 100% Free”
Groww advertises 0 brokerage on delivery – and technically it’s true. But...
- DP charges apply on delivery
- AMC charged annually – ₹300 to ₹500
- Also, hidden charges if you keep idle demat open
So yes, free doesn’t mean zero cost – read between the lines.
How Our ₹499 Course Helped 1000+ Users Save Charges
We taught over 3,000 students through our ₹499 beginner trading course, and one module covers hidden fee traps across platforms.
Example: A user saved ₹1,400 in a year by:
- Clubbed all purchases weekly
- Avoided switching platforms blindly
- Used our brokerage calculator tool
Final Verdict: Use Groww Wisely, Not Blindly
Groww is great for beginners – but only when you understand its fee model.
Use this blog as your cheat sheet to cut down hidden trading costs – and use that extra money to reinvest smarter.
Access the ₹499 Beginner Strategy Course
FAQs
क्या Groww app hidden charges लेता है?
हाँ, DP charges और AMC जैसी hidden fees apply होती हैं – जो ज़्यादातर users ignore करते हैं।
DP charges क्या होते हैं और इसे कैसे avoid करें?
Groww हर delivery trade पर ₹13.5 per ISIN charge करता है – आप weekly bulk buy से इसे minimize कर सकते हैं।
क्या intraday पर कोई hidden fee होती है?
Generally, no DP charges on intraday – लेकिन losses ज़्यादा हो सकते हैं, तो caution जरूरी है।
क्या ₹499 course में Groww charge optimization सिखाया जाता है?
Yes, course में smart investing + fee hacking modules हैं जो beginners के लिए perfect हैं।