Buy vs Rent Calculator
Make an informed decision by comparing the financial implications of buying versus renting a property
Home Price (₹)
Down Payment (₹)
Loan Interest Rate (%)
Monthly Rent (₹)
Home Appreciation Rate (%)
Duration (Years)
Financial Comparison
BUY
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Total Buy Cost
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Total Rent Cost
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Future Home Value
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Savings Potential
Cost Comparison
Buying Cost
Renting Cost
Cost Over Time
Financial Advisor Insights
Based on your inputs, buying appears to be the better long-term financial decision. Consider factors like job stability and future plans before making a final decision.
What is a Buy vs Rent Calculator?
A buy vs rent calculator helps you evaluate the financial implications of purchasing a home versus continuing to rent. It considers factors like home appreciation, loan interest, and opportunity costs to provide a comprehensive comparison.
How to Use This Calculator
- Enter Home Price: Current market value of the property
- Down Payment: Initial payment amount for home loan
- Interest Rate: Annual home loan interest rate
- Monthly Rent: Current rental expense
- Appreciation Rate: Expected annual property value growth
- Duration: Time period for comparison
Key Factors in Your Decision
- Loan EMI vs Rent: Compare monthly outflow
- Property Appreciation: Potential wealth creation
- Tax Benefits: Home loan interest deductions
- Opportunity Cost: Investment potential of saved money
- Flexibility: Renting offers more mobility
Comparison completed successfully!